MORTGAGE » What to Expect
Whether you’re a veteran of the credit market or just starting out, we understand this process can be daunting, and that’s why you’ll find products tailored to your personal needs and goals. Check out our step-by-step process that makes it easy and convenient for you:
Since the reasons for getting a loan can be either straightforward or more complex, we take the time to meet with you up front to understand what you are trying to achieve. Whether you are looking for lower payments, shorter terms, lower fees, or faster turnaround times, we find the options best suited to you. We even have our own branded programs to help you build equity in your home, such as our Home Possible 100 program.
Gather Your Financial Information – We provide hassle-free paperwork to speed the process.
The choice is yours, we can work with you on the application taking you step-by-step through the questions, or you can complete it on your own time. We’ve even provided the following checklists so you can start planning:
- First-time homebuyer
- Home purchase
- Home refinance
- Land and/or construction
Present the Best Options -It’s your mortgage, it should be your choice.
You know your financial situation best. That’s why we work with over 200 different options, so we can present just the right pricing and terms based on the information you’ve provided us. You’ll work with our lenders who understand the complexities of the mortgage market. They stake their reputation on staying up-to-date on the latest trends and evolving programs.
Process & Close Your Loan – We do all the work, so you can relax.
We understand it’s personal and you may have questions. As your preferred mortgage lender, we’ll work with you all the way, even to closing. Our goal is to close your loan within 30 days, and sooner whenever possible. In most cases, loans are approved within 24 hours, saving you time and money. Getting to YES is that much faster!
Protecting Your Investment – Find one-stop shopping for your mortgage and insurance.
Your home is one of your biggest assets—make sure it’s protected. Whether you need homeowners insurance, accident & health, or even life insurance, you can find it all at Northeast Bank. We make sure you have the appropriate level of coverage at competitive prices. You can even have your premiums automatically deducted on a periodic basis from your Northeast account to meet your budget, depending on the program you choose.
Working with Northeast Bank Insurance Group, an independent part of the Northeast family of companies, gives you peace of mind; knowing that we’re looking out for your best interests. And of course, quotes are provided free with no obligation. Click here to learn more about insuring your home.
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