PERSONAL » Schedule of Fees
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|
Northeast EXPRESS Checking |
|
| Average daily minimum balance |
None |
| Monthly service charge |
No charge |
Northeast EXPRESS plus Checking |
|
| Average daily balance $500 |
No charge |
| Monthly service charge assessed if average daily balance falls below $500 |
$7.00 |
| Northeast EXPRESS Gold Checking 1 |
|
| Average daily balance $2,500 |
No charge |
| Monthly service charge assessed if average daily balance falls below $2,500 |
$7.00 |
REWARDS 50 Checking |
|
| Average daily balance $100 |
No charge |
| Monthly service charge assessed if average daily balance falls below $100 |
$7.00 |
Commercial Checking |
|
| Monthly service charge | $10.00 |
| Per item paid | $.15 |
| Per item deposited |
$.10 |
| Electronic debit posted per item An earnings credit is computed on the average daily collected balance less 10% equity reserve, and applied against monthly service charges. The earnings credit rate is subject to change without notice. |
$.07 |
Business NOW / Municipal NOW Checking |
|
| Average daily balance $100 |
|
| Monthly service charge assessed if daily balance falls below $100 any day of the month |
$10.00 |
| Per item paid |
$.15 |
| Per item deposited |
$.10 |
| Electronic debit posted (per item) | $.07 |
Business EXPRESS Checking |
|
| Monthly service charge 300 items allowed (combined debits and credits) $.30 per transaction above 300 items |
No charge |
Business Money Market Account |
|
| Monthly service charge assessed if daily balance falls below $2,500 |
$10.00 |
| Per item deposited (in excess of 20 per statement) |
$.25 |
| Per check charge for checks paid in excess of 3 during any monthly statement period | $10.00 |
Money Market Account |
|
| Average daily balance $2,500 |
No charge |
| Monthly service charge assessed if average daily balance falls below $2,500 |
$7.00 |
| Per check charge for checks paid in excess of 3 during any monthly statement period | $10.00 |
Passbook Savings Account* |
|
| Daily minimum balance $100 |
No charge |
| Monthly service charge assessed if average daily balance falls below $100 any day of the month | $1.00 |
Statement Savings Account* |
|
| Daily minimum balance $100 |
No charge |
| Monthly service charge assessed if average daily balance falls below $100 any day of the month Youth Saver is offered with no monthly service charge for customers under 18 years of age. |
$1.00 |
Health Savings Account* |
|
| Opening fee |
$5.00 |
| Monthly service charge assessed if daily balance falls below $100 |
$2.00 |
Club Accounts |
|
| Withdrawal prior to maturity | $10.00 |
| * Account also assessed a per transaction charge for pre-authorized withdrawals or electronic transfers in excess of 6 during any monthly statement period $10.00 |
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|
| ACH Debit (external payment) | $3.00 |
| Amortization Schedule |
$10.00 |
| ATM Transactions - Northeast Bank ATMs |
FREE |
| ATM Transactions - Non Northeast Bank ATMs |
$1.75 |
| ATM Transactions - POS (point of sale) |
FREE |
| ATM Replacement Card |
|
| first replacement | FREE |
| any replacement thereafter | $10.00 |
| ATM/Debit Card Overnight Replacement |
$60.00 |
| Business Debit Card first four cards |
|
| first replacement | FREE |
| any replacement thereafter | $10.00 |
| Canadian Currency Exchange Fee |
Discount changes daily |
| Cash Advances the higher of 1% of advance amount or | $5.00 |
| Cashier’s Check |
$5.00 |
| Cash Check Non-Customer higher of 1% of check amount or |
$5.00 |
| Check Certification |
$15.00 |
| Check / Transaction Copy |
$3.00 |
| Check Payment via Telephone (ACH) |
$10.00 |
| Check Printing |
varies |
| Closed Accounts Within 90 Days |
$25.00 |
| Collection Item (inclearing) |
$15.00 |
| Collection Item (outclearing) |
$15.00 + discount |
| Counter Check |
FREE |
| Coupon Collection per item | $5.00 |
| Deposited Items Returned (commercial accounts only) |
$5.00 |
| FAX – incoming per page |
$1.00 |
| outgoing (local) per page |
$2.00 |
| outgoing (out of state) per page |
$4.00 |
| Fine Sort Serial Sorting per item |
$.03 |
| Gift Checks (American Express®) |
$2.50 |
| Inactive Checking (1 year with no activity, per month) |
$2.00 |
| Inactive Savings (2 years with no activity, per month) |
$1.00 |
| Instant Statement |
$5.00 |
| Internet Banking (Personal) |
FREE |
| Internet Banking (Business) |
FREE |
| Internet Banking - Personal Bill Pay |
FREE |
| Internet Banking - Business Bill Pay |
$9.95 |
| per month, first 90 days | FREE |
| Legal Processing up to maximum |
$50.00 |
| Loan Payment Returned Fee (Mortgage - first lien) |
$15.00 |
| Money Order |
$3.00 |
| Money Order Reissue |
$5.00 |
| Night Deposit Bag - Non Refundable | |
| Small Large |
$15.00 $25.00 |
| Notary (customer) |
FREE |
| Notary (non-customer) |
$5.00 |
| Overdraft Fee – Item Paid2 per item |
$27.00 |
| Overdraft Fee – Item Returned2 per item |
$27.00 |
| Overdraft Charge (Commercial Accounts Only) Assessed every 5 days of recurring overdraft |
$27.00 |
| Photocopies per item |
$.25 |
| Replace Lost Passbook |
$10.00 |
| Research ($20.00 minimum + copies) per hour |
$20.00 |
| Returned Statement Charge |
$10.00 |
| Safe Deposit Boxes3 |
Varies |
| Safe Deposit Box |
Drilling Cost + $100.00 |
| Safe Deposit Box Key Replacement |
$15.00 |
| Savings Overdraft per transfer |
$2.00 |
| Signature Guarantee |
$5.00 |
| Statement Microfilm Copies per page |
$1.00 |
| Stop Payment |
$25.00 |
| Stop Payment - Bank Check (Indemnification Bond Required) |
$20.00 |
| Stop Payment - Money Order |
$20.00 |
| Telephone Transfers (branch assisted) |
$3.00 |
| Transfer of Custodian Fee (IRA, Education and Health Savings) | $25.00 |
| Traveler’s Checks |
1% of sale |
| (for two) | 1.5% of sale |
| Wire Transfer - Customer Only | |
| Incoming | $10.00 |
| Outgoing |
$20.00 |
| Foreign |
$60.00 |
| Incoming Wire Notification |
$5.00 |
| Zipper Bags | $5.00 |
| 1 Interest Bearing Account, refer to Deposit Account Contract and Current Rate Sheet for more information. 2 The fee applies to overdrafts created by check, in-person withdrawal, savings withdrawal, ATM withdrawal, or other electronic means, as applicable. 3 Safe Deposit Box contents are not insured by any government agency. | |